2008 April 17 « Diana's Neighborhood

Get Pre-Approved First – Then Go House Hunting!

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Most buyers tend to start their house hunting on-line through sites like REALTOR.COM, TRULIA, and many other sites. Then, they may contact a Realtor, possibly the listing agent to an interesting home they’ve spotted on line.

The next thing they know, they’re scheduling an appointment to view homes and one day, it happens…

They find “the one” – their dream home, their casa or castle. They begin to picture themselves, their furniture and belongings in the home. They may even start picking out paint colors and think of where to place the furniture – getting more and more wrapped up in becoming a homeowner.

Then, they contact a mortgage broker – since their offer, after negotiating, was accepted – Yeah! Or maybe not. What if that house’s monthly payment isn’t affordable – what if their credit scores have changed - what if they need a bigger down payment? These are all questions that could sometimes be answered with a simple phone call.

With all the changes in the Mortgage Industry, contacting a mortgage broker or lender is crucial. It will save you much dissappointment and give you peace of mind while shopping for your first or next home.

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Call me for a list of fantastic people to assist you in any and all questions that you may have. For now, check out DML Mortgage’s Link. Paula Ventura or David Litchman are great!

April 17, 2008 Posted by dianasantos | Buyers, Mortgage | Buyers, DML Mortgage, Home, Home Buyers, Mortgage, Pre-Approval, Realtor.com, Trulia.com | Leave a Comment

GETTING TO KNOW ME

As a full time REALTOR in Westchester, Putnam and Dutchess counties in NEW YORK – and Fairfield and parts of Litchfield counties in CONNECTICUT , I am very pleased to have the opportunity to share my passions on REAL ESTATE, FAMILY, PETS, anything and everything in and around a HOME – including COOKING, MOVIES, MUSIC and more!

I have been married for 25+ years to my wonderful husband Joe. We have 5 children – Melissa, David, Amanda, Sara and Jonathan. After waiting anxiously – for almost 17 years, being home with my kids for 10 and a Nursery school teacher for 7 years – I FINALLY became a Licensed Realtor – first in Connecticut - where my family and I live – and then in New York – where my office, Century 21 V.J.F. Realty is located.

I was born and raised in Mt. Vernon, New York. My parents, who came to the US from Portugal, were extremely hard working – with even stronger ethics on being good to everyone – everywhere – period! “Faz bem, nao olhes a quem.” This has been instilled in me all my life, which has made me the mother, wife, daughter, sister, friend and the REALTOR I am today. Thank You Ma and Papa.