My Life as a Realtor – Day 208
My Life as a Realtor ~
Day 208:
HAPPY VALENTINE’S DAY!
Appointment today – Putnam Lake – Patterson and Brewster, NY…
On my way to house #4
Here are the listing sheets for all of the homes I viewed with first time home buyers…
~~~~~~~~~~~~ CLICK Here to View Listing Sheets ~~~~~~~~~~~~
Afterwards, I went to A&P in Danbury, CT…
Home Buyer Tax Credit Information
Homebuyer Tax Credit Information…
I just came across a great site that has information on understanding the homebuyer tax credit – Do you qualify? Is this just for first time homebuyers? When is the deadline?
This site answers these questions and more. The best part is there is an Eligibility Test to see if you can take advantage of this credit.
$$$$$$$$ CLICK Here to View $$$$$$$$
My Life as a Realtor – Day 79
My Life as a Realtor ~
Day 79:
It’s Thursday – and my closing for tomorrow is confirmed – Yahoo! I am so happy for my clients. They are First Time Home Buyers and so looking forward to their first home.
More good news… Fo-Fo – my in-law’s dog that we have been watching since June – left today – another Yahoo! To everyone who didn’t know him, he looked like a cute Koala Bear – but get too close, and you’d lose a finger, or two!
Since my in-laws flew in from Portugal today, David gave Fo-Fo a bath and Joe drove him down to Mt. Vernon, NY. He also had dinner with his family in celebration of their parents return. The kids and I had a simple – easy – and inexpensive dinner – pasta. I also sauted peppers, onion and spicy portuguese chorizo – Yum, Yum. And Amanda made an oh-so-awesome Banana Chocolate Chip Bundt Cake. Eating this cake warm is unbelievably delicious. The recipe came from www.Foodista.com
I ended the day by working and looking forward to tomorrow - and a 2nd slice of cake.
New Stimulus Bill to Create a Tax Credit for a Home Purchase!
Clearly Ambiguous – Flickr.com
Great news for those looking to purchase a home… a tax credit of $8,000 has been approved!
<<Click Here to view the Consumer Chart>>
Amagill – Flickr.com
Mannequin – Flickr.com
A Road to Happy House Hunting!
Now that the holidays are over – President Obamais officially in office – interest rates are still low and more homes are coming onto the market, while some that are currently on have been reduced – I wish all that are looking to purchase… A Road to Happy House Hunting!
Please keep in mind that the road to finding your home may seem windy at times…
mikael miettinen – Flickr.com
and it may seem to go on forever… with no happy ending in sight…
thejourney1972 – Flickr.com
But in the end, when you’ve found a home, and begin a new chapter in your life, I’m sure you’ll look back and realize it was all well worth it! After all… roads lead to homes – right?
visulogik – Flickr.com
Won’t You Be My Neighbor?
Clouds for a Wintery Mix in New Fairfield, CT & Brewster, NY
ashoct28 – Flickr.com
Clouds are everywhere – where I live in New Fairfield, CT and where I work in Brewster, NY. We are due for a wintery mix – rain and snow which will then change over to ice. Although, I am pleased to say, that it doesn’t seem to stop my buyers who are looking to purchase a home.
takacsi75 – Flickr.com
and… as long as the driveways are plowed and walkways are clean to homes that we’re viewing – I’m good to go!
GIRLintheCAFE – Flickr.com
Viewing homes in the winter does have some advantages. You can see how cozy the house is – are there drafts – or possibly rooms that are poorly heated and/or insulated. Rooms can vary – for example those with vaulted ceilings hold all the heat high above. Simply installing fans to draw the heat down can help. Or, rooms that were once a porch and now enclosed, may need more insulation and so on.
pleasantpointinn – Flickr.com
Also, while viewing the homes property in the winter, when all the leaves and shrubs are gone, helps to see the entire acreage – along with what is neighboring the property.
Lisa Sanderson – Flickr.com
So, I invite all those interested in going out to view homes – in the snow – ice – cold and wind!
WON’T YOU BE MY NEIGHBOR?
Do You Want to Buy a House?
Do you want to buy a house?? If your answer is YES – Great!! Interest rates are FANTASTIC – Inventory is HIGH – AND – most sellers are ANXIOUS!
visulogik – Flickr.com
So, if your interested in a single family, multi – family home, condo or townhouse – I’d be happy to assist!
sailorbill – Flickr.com
My Holiday Wish to You
My Holiday Wish to You and to All is that you and your loved ones be Healthy, Safe, Together, Happy and Financially Stable.
aussiegall – Flickr.com
Also, if your a BUYER, looking to purchase a HOME, my wish is that I help you find it!
H Dickins – Flickr.com
Interest Rates are DOWN AGAIN!! There are lots of homes to view and lots of negotiable sellers!
2009 Could be the Best Year for Home Buyers
FrontDoor.com has a fantastic article about how 2009 could be the best year for home buyers!
Some of the items mentioned is the home buyers tax credit, the increase of inventory of homes on the market and the decreasing interest rates. It reads that interest rates are in the high 5′s and that there may be more reductions. Well, there was a decrease in interest rates. Just today, Carey Hollander with Patriot Home Funding said interest rates for a 30 fixed mortgage are in the LOW 5′s for someone with good credit. For more info on Patriot Home Funding <CLICK>
To read the entire article “The Last Year for Best Buying Opportunities – Considering buying a home? Take advantage of low prices and interest rates in 2009.” <CLICK HERE>
Happy House Hunting!
Find a Home on TRULIA Real Estate Search
The other day I was asked by a client, where could he search on line for ALL currently listed homes for sale. One of the Real Estate sites I mentioned was TRULIA Real Estate Search (click).
You input what state, town and price of home your interested in – and VOILA! Oogles and oodles of HOMES! You can search from the comfort of your own home – during a break at work – or even on your phone!
Then, when you find a few potential listings – call a REALTOR for more information, set up an appointment to view some of these properties and your on your way to purchasing a home!
If you need assistance in Westchester, Putnam or Dutchess Counties in New York – or – Fairfield and parts of Litchfield Counties in Connecticut – feel free to contact me – I’d be happy to walk you down the path of HOMEOWNERSHIP!
Diana Santos – call or text: 203-648-2619 – E-Mail: Diana.Santos@Century21.com or visit me on Trulia.com
mannequin – Flickr.com
Should I Move?
Todd D Jones – FLICKR.com
FrontDoor.com has a QUIZ you can take if your wondering if now is a good time to sell your home and move – and so many other guides and tips to homebuying and/or selling.
Jsome1 – FlickR.com
Many of you may be renting and would love to have the ability to control the heat - instead of feeling as though your living in a cold stone house. I guess the Flinstones didn’t mind!
James Gordon – FlickR.com
Others may want to go from their started home to a bit larger home to accommodate their growing family or to start a family. I’ve been there – feeling like the old woman, living in a shoe filled with children! For years I waited to be able to move to a larger home since we had 5 growing children. I knew it would be difficult for us to afford a larger home in Harrison, NY – so, we made the best decision of our lives – to do the commute up and down I-684 and move to New Fairfield, Connecticut!
Homebuyer’s Guide
Buying a home for the first time – or anytime - can be stressful. From deciding where to live, how much to spend, who can you trust to walk you through the most important investment in your life – and many more issues.
Thanks to Frontdoor.com – you can view videos and read some helpful information about Homebuying.
This step-by-step guide will help ease any anxiety.
Another excellent site is – About.com - Here you can read about – Buying vs Renting – Reasons for buying – and Should you buy before getting married? and other answers to questions that you may have.
Hope this information helps you achieve the American Dream of Homeownership.
Thanks to GOOGLE IMAGERY and ClipArt.com
House Hunting in Westchester County
I have been assisting First Time Home Buyers who are looking in different towns in Westchester County, a perfect middle in-between New York City and the country in upstate New York.
Last week we viewed a townhouse in Rye, NY – a home in Scarsdale, NY – and then moved onto another home and townhouse in Pelham, NY. All of these towns and streets we passed to get to our designation, brought back early memories of when I lived in Westchester – growing up in Mount Vernon, NY and then moving to Harrison, NY.
I am very fortunate to have these wonderful memories and I am always anxious to assist buyers in their search to begin their memories. Also, it’s always a pleasure working with 1st time home buyers who are currently renting and now have the opportunity to stop handing over a check to their landlord and saying good-bye to their money – FOREVER!
When owning your own home, over time you may build equity into the home and it can be the single biggest tax break available. And don’t forget – YOU control the heat, YOU get to remodel and decorate it with YOUR style inside and out!
WON’T YOU BE MY NEIGHBOR?
Thanks to GOOGLE IMAGERY and ClipArt
GETTING TO KNOW ME
As a full time REALTOR in Westchester, Putnam and Dutchess counties in NEW YORK – and Fairfield and parts of Litchfield counties in CONNECTICUT , I am very pleased to have the opportunity to share my passions on REAL ESTATE, FAMILY, PETS, anything and everything in and around a HOME – including COOKING, MOVIES, MUSIC and more!
I have been married for 25+ years to my wonderful husband Joe. We have 5 children – Melissa, David, Amanda, Sara and Jonathan. After waiting anxiously – for almost 17 years, being home with my kids for 10 and a Nursery school teacher for 7 years – I FINALLY became a Licensed Realtor – first in Connecticut - where my family and I live – and then in New York – where my office, Century 21 V.J.F. Realty is located.
I was born and raised in Mt. Vernon, New York. My parents, who came to the US from Portugal, were extremely hard working – with even stronger ethics on being good to everyone – everywhere – period! “Faz bem, nao olhes a quem.” This has been instilled in me all my life, which has made me the mother, wife, daughter, sister, friend and the REALTOR I am today. Thank You Ma and Papa. 
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HouseLogic
Brought to you by the National Association of Realtors®
Live Better. Own Smarter. Here is How.
HouseLogic
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Should You Move or Remodel?
When your house no longer suits you, you can move or remodel. Find out which big change is the right investment of your housing dollars. Read
-
Fielding a Lowball Purchase Offer on Your Home
Consider before you ignore or outright refuse a very low purchase offer for your home. A counteroffer and negotiation could turn that low purchase offer into a sale. Read
-
Make Your House FHA-Loan Friendly
Know the basics of FHA loan rules and you stand a better chance of selling your house or condo. Read
-
Keep Your Home Sale from Falling Apart
After finding a buyer, all you have to do to make it to closing is to avoid these five traps. Read
-
5 Tips for Buying a Foreclosure
Get prequalified for a loan and set aside funds, and you’ll be ready to purchase a foreclosed home. Read
Visit houselogic.com for more articles like this.
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