Ways to Make Your Home More Appealing
Ways to Make Your Home More Appealing from RIS Media Real Estate….
Century 21 VJF March Newsletter
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Century 21 V.J.F. Realty Inc. | 973 Route 22 | Brewster | NY | 10509
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Homeownership Still The American Dream
Homeownership… Still The American Dream
New Fairfield Homes For Sale
New Fairfield Homes For Sale… Monday ~ September 27th ~ 2010
$300,000 to $450,000 ~~ CLICK ~~
$450,000 to $600,000 ~~ CLICK ~~
My Life as a Realtor – Day 235
My Life as a Realtor ~
Day 235:
Rain, rain go away…
A very rainy Saturday as I met with new clients in Brewster NY. We viewed a total of 5 homes and I was soaked as I made my way to the office to wait for appointment #2 – which happen to be with a very good friend of mine. We viewed 3 homes and had a ball – wet and all!
Here is a list of the homes I viewed with my first appointment…
- 814 Route 22 – Brewster NY
- 2617 Carmel Ave – Brewster NY
- 47 North Brewster Rd – Brewster NY
- 7 W Worthington – Carmel NY
- 50 Homer Dr – Brewster NY
My 2nd appointment included a Historic home in Patterson NY. I always enjoy viewing older homes and seeing each and every detail and wondering how families first lived there…
Here are the homes we viewed…
- 2629 Carmel Ave - Brewster NY ~~ CLICK ~~
- 2643 Route 22 – Patterson NY ~~ CLICK ~~
- 750 Milltown Rd – Brewster NY ~~ CLICK ~~
I arrived home in the evening – just in time for a great dinner that my son David made. Then, computer work and got myself ready for tomorrow’s appointment.
My New Fairfield Neighborhood Homes For Sale
My New Fairfield Neighborhood Homes For Sale…
3 Homes are currently for sale in my neighborhood ~
- 12 Brookwood Road
- 15 Meadowbrook Road
- 6 Brookwood Road
~~~~~~~~~~ CLICK Here to View all 3 Listings ~~~~~~~~~~~~
Won’t you be my neighbor?
10 Must-Have Features in New Homes
I just finished reading another wonderful article from RIS Media and sharing with you – 10 Must Have Features in New Homes…
Top 10 Must-Have Features in Today’s New Homes
By Steve Kerch
RISMEDIA, January 25, 2010—(MCT)—Americans want smaller houses and they are willing to strip some of yesterday’s most popular rooms—such as home theaters—from them in order to accommodate changing lifestyles, consumer experts told audiences at the International Builders Show.
“This is a traumatic time in this country and the future isn’t something we’re 100% sure about now either. What’s left? The answer for most home buyers is authenticity,” said Heather McCune, director of marketing for Bassenian Lagoni Architects in Park Ridge, Ill. Buyers today want cost-effective architecture, plans that focus on spaces and not rooms and homes that are designed ‘green’ from the outset,” she said. The key for home builders is “finding the balance between what buyers want and the price point.”
For many buyers, their next house will be smaller than their current one, said Carol Lavender, president of the Lavender Design Group in San Antonio, Texas. Large kitchens that are open to the main family living area, old-fashioned bathrooms with clawfoot tubs and small spaces such as wine grottos are design features that will resonate today, she said. “What we’re hearing is ‘harvest’ as a home theme—the feeling of Thanksgiving. It’s all about family togetherness—casual living, entertaining and flexible spaces,” Lavender said.
Paul Cardis, CEO of AVID Ratings Co., which conducts an annual survey of home buyer preferences, said there are 10 “must” features in new homes:
1. Large kitchens, with an island. “If you’re going to spend design dollars, spend them where people want them—spend them in the kitchen,” McCune said. 2. Granite countertops are a must for move-up buyers and buyers of custom homes, but for others “they are on the bubble,” Cardis said.
3. Energy-efficient appliances, high-efficiency insulation and high window efficiency. Among the “green” features touted in homes, these are the ones buyers value most, said Cardis. While large windows had been a major draw, energy concerns are giving customers pause on those. The use of recycled or synthetic materials is only borderline desirable.
4. Home office/study. People would much rather have this space rather than, say, a formal dining room. “People are feeling like they can dine out again and so the dining room has become tradable,” Cardis said. And the home theater may also be headed for the scrap heap, a casualty of the “shift from boom to correction.”
5. Main-floor master suite. This is a must feature for empty-nesters and certain other buyers, and appears to be getting more popular in general. That could help explain why demand for upstairs laundries is declining after several years of popularity gains.
6. Outdoor living room. The popularity of outdoor spaces continues to grow, even in Canada. The idea of an outdoor room is even more popular than an outdoor cooking area, meaning people are willing to spend more time outside.
7. Master suite soaker tubs. Whirlpools are still desirable for many home buyers, but they clearly went down a notch in the latest survey. Oversize showers with seating areas are also moving up in popularity.
8. Stone and brick exteriors. Stucco and vinyl don’t make the cut.
9. Community landscaping, with walking paths and playgrounds. Forget about golf courses, swimming pools and clubhouses. Buyers in large planned developments prefer hiking among lush greenery.
10. Two-car garages. A given at all levels; three-car garages, in which the third bay is more often than not used for additional storage and not automobiles, is desirable in the move-up and custom categories.
My Life as a Realtor – Day 100
My Life as a Realtor ~
Day 100:
Wow! I can’t believe I made it to Day 100! Writing about my (Yawn!) Life as a Realtor has been fun. Showing how multi-tasking my Life and Real Estate and how much I enjoy making this work and how I look forward to our market rebounding!!
Patterson, NY Town Hall
Well, today, Thursday, was a good day. One of my clients, who is purchasing his first home in Patterson, NY, met with his mortgage broker and contracts are awaiting his signature. Another couple/clients of mine are in the process of negotiating on a beautiful home in Brewster, NY. And, a lovely couple, also purchasing their first home in Southbury, CT, are anxiously waiting for a commitment from their bank. I have my fingers crossed! Also, my clients/sellers and I are going out on Saturday to view a few homes in anticipation that they receive an offer soon – therefore allowing them to purchase soon! Other clients are staying in touch via e-mail – inquiring on listings and waiting to hear if the tax credit will be extended. Well, it looks like it will! And not only for First-Time Home Buyers – more info will be announced and I can’t wait!
Views from Starr Ridge Road ~ Brewster, NY
My Life as a Realtor – Day 71
My Life as a Realtor ~
Day 71:
Yahoo – Realtor Open House Day! Went to the office - picked up 2 associates in my office ~ Century 21 VJF Realty - Carolyn and Eva.
But first – before the start of viewing homes - I had to FedEx checks to another Real Estate office for a client.
Then… we were off! Our first home was located in Hopewell Junction – an oversized Raised Ranch with a mother daughter set up – 14 Taconic Drive – Hopewell Junction, NY ~ CLICK ~ to View Listing Sheet. The listing agent – Susan – is a very good friend of mine and I wish her much luck with her new listing! Offered at $535,000.
View from the front door…
It was great seeing Susan again, then off to house #2 -263 Old Quaker Hill Road ~ Pawling, NY ~ CLICK ~ to View Listing Sheet. This home was awesome! A gracious 1880 Quaker Hill – Pawling, NY residence, once owned by a sister of renowned broadcaster and Quaker Hill resident Lowell Thomas. Offered at $2,500.00
Views from rear terrace of apple & peach orchard, gardens and access to a spectacular 90′ waterfall
After viewing this wonderful home from the basement to the attic – and having a tasty lunch – Eva, Carolyn and I were off down Quaker Hill which is on the edge of the Connecticut and New York border and is recognized for its History and beautiful views including horse farms…

With full tummy’s – we made our way to Patterson, NY to view another home – 42 Jordan Drive – Patterson, NY ~ CLICK ~ to View Listing Sheet - the listing agent is another Realtorfriend – Jeannine. This cozy home is cute as a button and has had many updates making it a move-in ready home. Offered at $189,000.
An interesting lawn ornament!
Last, but not least ~ another fantastic home in Brewster, NY - 34 Indian Wells Road - Brewster, NY ~ CLICK ~ to View Listing Sheet. This home had wonderful details and each room was decorated beautifully.
Then I was off, solo, to Southbury, CT – to meet with an appraisor for clients purchasing their first home. I arrived about an hour early – so, what do you think I did in the meantime…
Shaws in Southbury, CT
Yup, I went food shopping… again! It seems that everyday I need something – today it was water bottles and something for dinner. I ended up filling my cart – nothing new since I always take full advantage of items that are on sale.
Realtor Open House Day in CT & NY
This past Wednesday, Realtor Open House Day took me to 3 beautiful homes - the 1st in New Fairfield, CT - the 2nd in Holmes, NY and the 3rd in Patterson, NY. It was a beautiful day, we had great food, good conversation and 3 more homes I’d like to share with you and my clients!
<CLICK on each town to view listing sheet for each home >
Here are some cell phone pics I took on my way to the home in New Fairfield, CT -


If interested in viewing any of these homes – please contact me at your convenience!
Diana ~ Cell: 203-648-2619
Homes – One Viewing at a Time
As I view homes with clients throughout New York and Connecticut, I sometimes have to remind my buyers to view and stay focused – One Viewing at a Time.
Gaetan Lee – Flickr.com
Many times, while house hunting, buyers can’t help but mix homes together. A couple may be out viewing together – one will turn to the other saying the driveway isn’t as steep as the first home they saw earlier that day. Then, I witness the others face – the deer in headlights look – nothing is registering – a bit of memory loss has just happened! It sometimes gets so bad, I become referee – and since I have no emotional ties in the purchase, it is easy for me to view homes and retain information – and I’m always glad to help.
Silenceofnight – Flickr.com
To save yourselves some stress and aggravation, take notes – “Side yard has beautiful trees – but VERY close to the house, needs trimming - nice flat back yard, enough for swing set and a garden - front steps look in need of repair, look into cost,…” and of course, continue inside the home including the garage, attic and basement – “musty smell in basement, awesome master bedroom, can stand up in attic but it is not a walk up,…”
Squirrel Cottage – Flickr.com
Some may think that by having to concentrate on writing notes, they may be missing out on viewing the home. Actually, having to jot down notes makes you look up, down and all around!
The Gut – Flickr.com
Life as a Realtor – Showing Homes in Dover, Wingdale & Pawling, NY
Oh… what a day this past Sunday. I was happy that all 3 homes my clients were interested in viewing were all fully available. I always try to confirm with the listing agent or listing office each of the homes status. Although it may show “available” on the MLS – Multiple Listing Service – many times, I’ll be told the home has an accepted offer, inspections done and many times – contracts have been signed! There are many reasons why a listing agent will not change the status from available to accepted offer and then pending. One reason is… they hope for back up offers. This is good for the seller – not so good for buyers – especially if I only find this out AFTER viewing the home that now my buyer has some interest in.
Paulio Geordio – Flickr.com
The first home was in Dover, NY - WAY off Route 22. I was on unpaved roads, going up a mountain with twists, turns and lots of mud! All this to find out that the road leading to the home was closed! A huge “ROAD CLOSED” sign was up … BUMMER! - onto the next.
NatalieMaynor – Flickr.com
Our 2nd home was in Wingdale, NY - a bit further south of Route 22. This home had peeked interest in my buyer from the first time I e-mailed it to her a few months back – but it had an accepted offer and we were never able to view – until now. Apparently, the deal fell through. We turned onto the road of the home and noticed there were mobile homes on both sides of the entire road. Nice neighborhood, but the home we were viewing was a cape and it stood out like a sore thumb – but there was still some interest. I rang the bell, as always, then proceeded to retrieve the key from the lockbox. When I went to open the door, I heard barking… then growling – a low, angry growl. Now what do I do!! There is a loose dog. Thankfully, he was a chihuahua who continued to growl at me the entire time we viewed his“casa”.
tanakawho – Flickr.com
Onto the 3rd, and last home which was also off of Route 22 in the town of Pawling, NY. This appointment took me 2 days to confirm – the owners and I kept going back and forth until finally all was good to go. I pull up to the home and realize – I’m late! Due to all the twits, turns and mountain climbing to get to the first home and fearing for my life in the second home. Oh well, I will apologize if the owners are home, I thought. I read my notes – “Lockbox on Back Door“. So, I walked up to the deck… no lockbox, but there was a note to remove our shoes – so I knew we were at the correct door – but where was the lockbox? Finally, it was found on the basement door – ??? and we were able to view the home. Awesome! Lots of space – first floor – finished lower level – AND an apartment above the garage as well as privacy!! My buyers expressed interest and I promised to contact the listing agent on my way out. Which I did…. only to hear, “Diana, forget about this home, it is going to auction on Tuesday.” GULP! I felt terrible for the homeowners who were losing their home due to foreclosure AND I felt terrible for my buyers.
*clairity* – Flickr.com
Just another day in my “Life as a Realtor“… and I love it!
Obama Promises More Low Cost Mortgages
I received some positive news today via e-mail. An article written in “Daily Real Estate News” through Realtor.org

Obama Promises More Low-Cost Mortgages…
President Barack Obama promised Saturday to reduce mortgage costs as a key part of his plan to improve the economy.
Analysts applauded the move, saying that making low-cost mortgages widely available could stabilize housing markets and jump start new home construction.
Beyond that, observers say aid for the troubled housing market will help blunt the anger many Americans feel over the financial bailout as the executives of firms that received billions take bonuses while average people lose their homes.
Source: Reuters News, Mark Felsenthal (01/31/2009)
Any positive news makes me happy for both my buyers and sellers. My buyerswill be able to possibly take advantage of these historically low interest rates and sellers may see more activity and possibly a SOLD sign in front of their home!
neoliminal – Flickr.com
Carmel, NY – A Place to Call Home

Carmel, NY is located in Putnam County – consisting of hamlets in Carmel, Mahopac and Mahopac Falls. Located just a few miles from the Westchester County border and approximately 55 miles from NYC, with access to I-84 and the Croton Falls and Southeast Train Station for commuting. The population of Carmel is approximately, just under, 35,000 and the residents are able to enjoy the rural charm of the village and Historical significance. Lake Gleneida – with a statue of Sybil Ludington, is located just across from the Putnam County Courthouse, a National Historic Landmark erected in 1814. There are also other lakes – Lake Carmel, ponds,reservoirs, parks, farms and horse stables – adding the picturesque scenery.
Children either attend the Carmel Schools - or - the Mahopac Schools.

Some wonderful places to visit in Carmel -
- Centennial Golf Club - a 27 hole Championship course on 340 acres.
- Smalley’s Inn & Restaurant- built in 1883 and where they say several ghostly incidents have happened.
- Your choice of many restaurants from around the world!
- The Sedgewood Country Club – a private community with golf and tennis facilities.
- Putnam County Hospital
Carmel offers many Condo/Townhouse complexes – Hunter’s Glen, Sparrow Ridge, The Fairways, Misty Hills, Twin Brook Manor, Kings Grant, Vista on the Lake, Woodland Trail, Clearing in the Woods, the new Country Villas at Stoneleigh and for adult active communities - also new Stoneleigh Woods and The Retreat.
If your looking to purchase a home – or sell your home …. Feel free to contact me via cell or text: 203-648-2619 – or – e-mail me at: Diana.Santos@Century21.com – any day, any time!
For more information – Carmel, NY – Postcard History Series from Amazon.com
My Photos were enhanced through PicNik.com
A Bowl of Hot Soup – Mmm, Mmm Good!
roland – Flickr.com
In this cold, snowy weather – what a perfect time to have a bowl of hot soup – one that sticks to your ribs – Mmm, Mmm Good!
rick – Flickr.com
For 100 Soup Recipes from Food Network.com <CLICK> . There are some great and easy recipes – some of which all you need are some veggies and a can of broth!
ndrwfgg – Flickr.com
After showing homes in this cold weather, a bowl of hearty soup is one of my favorite foods!
Guillermo Esteves – gesteves.com - Flickr.com
Clouds for a Wintery Mix in New Fairfield, CT & Brewster, NY
ashoct28 – Flickr.com
Clouds are everywhere – where I live in New Fairfield, CT and where I work in Brewster, NY. We are due for a wintery mix – rain and snow which will then change over to ice. Although, I am pleased to say, that it doesn’t seem to stop my buyers who are looking to purchase a home.
takacsi75 – Flickr.com
and… as long as the driveways are plowed and walkways are clean to homes that we’re viewing – I’m good to go!
GIRLintheCAFE – Flickr.com
Viewing homes in the winter does have some advantages. You can see how cozy the house is – are there drafts – or possibly rooms that are poorly heated and/or insulated. Rooms can vary – for example those with vaulted ceilings hold all the heat high above. Simply installing fans to draw the heat down can help. Or, rooms that were once a porch and now enclosed, may need more insulation and so on.
pleasantpointinn – Flickr.com
Also, while viewing the homes property in the winter, when all the leaves and shrubs are gone, helps to see the entire acreage – along with what is neighboring the property.

Lisa Sanderson – Flickr.com
So, I invite all those interested in going out to view homes – in the snow – ice – cold and wind!
WON’T YOU BE MY NEIGHBOR?
Sherman, Connecticut

Sherman, Connecticut - incorporated in 1802, is a quaint small town with an estimated population of 4,110. It is always a pleasure to show homes there.

Sherman neighbors the towns of New Fairfield and New Milford, CT along with Putnam County in New York.

Sherman has a lake community with homes, beach areas and docks on Candlewood Lake. The scenery also includes rolling mountain views and farmland along with it’s historic center of town. On Route 37 the popular American Pie sits – a delicious family restaurant that also has pies, breads, cakes – and meals to go that taste just like they’re homemade!

Call or e-mail for all available homes in Sherman… Won’t You Be My Neighbor?
A New Year with Century 21 V.J.F. Realty
As 2008 has comes to an end, I realize how fortunate I have been to be associated with an outstanding Real Estate Office.
This past year has been a challenging year, but it has also been a year to remember, as Century 21 V.J.F. Realty celebrated it’s 30th year with Century 21…

attended functions and classes…

Visited many Realtor Open Houses …

Graciously accepted Awards and Celebrated the Holidays!
and listed and sold many homes despite the slow market …

I look forward to the New Year of 2009 – and wish you and your family the very best!
laserguided- Flickr.com
It’s COLD Outside!
Boy is it COLD outside! Yesterday, I showed a home in Brookfield, CT – nice, cozy - warm cape. My clients took their time and checked everything out – the way viewing homes should be. Then we made our way into Danbury, CT- Brrrr!!! We viewed two Foreclosures – with no HEAT!! Both had been winterized so that the pipes wouldn’t freeze – too bad I did! By the second home, my toes and hands were numb and my nose was running – but I couldn’t feel it! I DON’T know how people work outdoors - like my husband.
My state of mind says it’s only November and technically we are still in the Fall season – but – Mother Nature seems to want winter here – NOW! So, lesson learned for me – time to wear a winter coat – scarf – warm boots AND bring something warm to drink for me and my clients!
LIFE AS A REALTOR – Realtor Open House Day (5)
In Westchester County last Thursday, Carolyn – an associate Realtor in my office - and I saw some magnificent homes!
Our first home, currently on the market for $12,500,000 in BEDFORD - NY,was an 1927 Georgian Manor house built with original bricks from a 16th Century English Estate. With over 23 acres, a pool, barn, twin gate houses and a multi car garage – we were in awe while viewing every room, including the maids quarters, attic and we even dared to view the basement! All the while wondering – Oh! – If These Walls Could Talk.
We moved onto a lovely Country House in POUND RIDGE, NY. This home was built in 1958 and designed by Livingston Elder. With over 2 acres, a pool, fruit trees and overlooking the Ward Pound Ridge Preserve, making this home a private oasis. It is currently on the market for $1,395,000.
Last, but not least, we viewed another home in Pound Ridge, The Byron Stratton House - a Historical Pound Ridge Landmark. This Colonial, with over 6,000 square feet on over 6 acres, was originally buit in Connecticut, then brought over and rebuilt in it’s current position in 1934. With 6 working fireplaces, a library, conservatory, gymnasium, pool, gazebo and pond - this home is a true gem. It is currently listed for $3,999,900.
House Hunting in Westchester County
I have been assisting First Time Home Buyers who are looking in different towns in Westchester County, a perfect middle in-between New York City and the country in upstate New York.
Last week we viewed a townhouse in Rye, NY – a home in Scarsdale, NY – and then moved onto another home and townhouse in Pelham, NY. All of these towns and streets we passed to get to our designation, brought back early memories of when I lived in Westchester – growing up in Mount Vernon, NY and then moving to Harrison, NY.
I am very fortunate to have these wonderful memories and I am always anxious to assist buyers in their search to begin their memories. Also, it’s always a pleasure working with 1st time home buyers who are currently renting and now have the opportunity to stop handing over a check to their landlord and saying good-bye to their money – FOREVER!
When owning your own home, over time you may build equity into the home and it can be the single biggest tax break available. And don’t forget – YOU control the heat, YOU get to remodel and decorate it with YOUR style inside and out!

WON’T YOU BE MY NEIGHBOR?
Thanks to GOOGLE IMAGERY and ClipArt
While House Hunting, Stop & Smell the Flowers
With Homes For Sale’s inventory being high and interest rates low – WHAT A PERFECT TIME TO BUY! With so many homes currently on the market, you can start in the morning and end in the evening, viewing home after home in different neighborhoods – towns and states!

If your out viewing homes, please make time to take in as much as you can. Take notes on EVERYTHING, including the pluses AND minuses of each home. With the sellers permission, you may also be able to take your own photos or video. Since many homes have little or no interior pics, I have taken my own footage to send to my clients via e-mail so they could share desired homes with family members and friends.

With homes that my buyers are considering to purchase, these photos will help them with ideas of where to place furniture, color schemes and even help answer questions like, “How many window were there in the master bedroom?”. Couples often argue over whether or not there was a fireplace in the living room!
Also, with now being Spring, maybe take the time to smell the flowers along the way!
WON’T YOU BE MY NEIGHBOR?
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March 2011Newsletter






to be eligible for the best interest rates Credit score requirements for loans are higher than they have been in the past, so a good credit score is more crucial than ever. In today’s economy most lenders are looking for credit scores of 720 or higher to secure the best mortgage rates.Here are seven ways to build up your credit score so you can enjoy the best interest rates available.
time and moneysupporting the schools, community organizations and commercial centers in the surrounding areas. Before you make the final decision, take a good look at the location and make sure it fits your needs.















Carolyn… driving
My New Listing
Andreia – Flickr.com
Swami Stream2- Flickr.com
Bill in Ash Vegas – Flickr.com
Aussiegall – Flickr.com
Ktylerconk – Flickr.com





mannequin – Flickr.com


































